Publication:
THE IMPACT OF INTEREST RATE LIBERALISATION ON SAVINGS IN MALAWI

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datacite.subject.fosSocial sciences::Economics and Business
dc.contributor.authorMwanamvekha, Joseph Mathyola
dc.cosupervisor85c19679-aaa3-4661-9656-8ceb7bd8ae39
dc.date.accessioned2024-12-10T06:30:36Z
dc.date.available2024-12-10T06:30:36Z
dc.date.issued1994-09-01
dc.descriptionA THESIS SUBMITTED IN PARTIAL FULFILLMENT OF THE REQUIREMENTS FOR MASTERS OF ARTS (ECONOMICS) DEGREE
dc.description.abstractDuring mid and late 1980s Malawi undertook financial reforms which, inter alia, included interest rate liberalisation. This interest rate liberalisation had several aims amongst which were; to introduce market determined interest rates that could enhance savings mobilisation process and to bring effective competition in the financial system. Unfortunately, interest liberalisation has partially met its intended objective of enhancing savings mobilisation due to structural and institutional rigidities that exist in the financial system in general and banking sector in particular. The financial system is narrow and underdeveloped and the banking system is characterised by oligopolistic tendencies. Furthermore, the financial and banking sector is typified by segmentation and fragmentation and so far there is a general observation that savings mobilisation has not been accorded the policy focus it deserves. As the study has shown, the policy of interest rate upward adjustment, enhances, insignificantly, private sector savings in Malawi and encourages the private sector to save. Policy wise, this implies there is need to re—orient the financial policies further and to restructure the entire financial system in order to remove the prevailing structural and institutional rigidities.
dc.identifier.urihttps://dspace.unima.ac.mw/handle/123456789/432
dc.language.isoen
dc.schoolscentersoptions68287417-e22a-4659-8150-5ea772d621e4
dc.subjectInterest rate
dc.subjectFinancial system
dc.subjectMobilisation
dc.subjectFinancial reforms
dc.subjectBanking system
dc.subjectSavings
dc.subjectLiberalisation
dc.supervisor2a605d88-83eb-4b16-8882-c4025e17cca0
dc.titleTHE IMPACT OF INTEREST RATE LIBERALISATION ON SAVINGS IN MALAWI
dc.typetext::thesis::master thesis
dspace.entity.typePublication
oairecerif.author.affiliationUniversity of Malawi

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